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We lend up to 75% of the purchase price of a lot, for a primary residence or second home or non-owner occupied property's. If the lot is not in an approved subdivision we will need an approved well and septic plan. Points associated with the cost of a lot loan may be deducted from the cost of a construction loan if you come to Redwood Capital Bank for your construction loan.

We offer experienced construction lending with the knowledge and flexibility home builders and contractors are looking for. We will lend up to 80% of the allowable valuation of your construction project.

Higher loan to values may be allowed on a case by case basis.

Call for more information and check our online rate sheet for pricing.

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