1. Home
  2. Business
  3. Business Credit Cards

Business Credit Cards

Redwood Capital Bank makes it easy to choose the credit card that is right for your business – Standard Card with no annual fee or the Preferred Points Rewards Card. You can choose from Mastercard® or Visa®- Standard Card or Preferred Points Rewards. It is the only card you need for everything you need to do.

Redwood Capital Bank customers can apply online via online banking. Simply login to your online banking account, go to “Accounts” and click the Business Credit Card Application. Applications are subject to approval.

Business Benefit Mastercard Visa
Preferred Point Rewards Optional Optional
Mobile Payments ⭑ ⭑
Identity Theft Protection ⭑  
Rental Car Insurance ⭑ ⭑
Global Service ⭑  
Intuit Quickbooks/Turbo Tax Discount ⭑  
Mobile Receipt Management ⭑  
Matercard Easy Savings Program ⭑  

Preferred Points Rewards – Earn one point for each dollar spent up to 10,000 points per month. Redeem anytime for a wide variety of options including cash back, travel, merchandise, retail gift cards and much more.

Mobile Payments – Use your compatible Apple or Samsung device to shop and check out wherever mobile payment logos are displayed. All Mastercard® and Visa® consumer cards can now be easily linked to an Apple or Samsung device to pay at retailers everywhere.

Identity Theft Protection – Be protected with ID Theft Resolution Services including online identity monitoring, resolution services, credit bureau monitoring and more.

Rental Car Insurance – Pays for covered damages (physical damage and theft) to a rental vehicle when your eligible card is used to initiate and pay for the entire rental transaction.

Global Service – Provides 24-hour global assistance with lost or stolen card replacement and emergency cash. Toll-free numbers for assistance can be found at www.mastercard.com or by calling (636) 722-7111.

Intuit QuickBooks/Turbo Tax Discount – take advantage of a free trial of Intuit QickBooks Online and discount on QickBooks online products. Save on Intuit Turbo Tax tax preparation software for businesses.

Mobile Receipt Management – Free mobile receipt management for business cardholders. Snap photos of your Mastercard® receipts and store them securely in the cloud.

Mastercard® Easy Savings Program – Take advantage of automatic rebates on eligible purchases using your business credit card from participating United States merchants.

Certain restrictions apply to each benefit listed. Benefits are detailed in the applicable benefits brochure provided with new and reissued credit cards – or call (800) 367-7576.

 

Account Options

Features

  • No annual fee
  • Competitive ongoing APR¹
  • 25-day interest-free grace period on all purchases – no grace period on cash advances
  • Individual and summary billing options

Benefits

  • 24-hour, toll-free, live customer assistance available at (800) 367-7576
  • Online account information available 24/7 at www.cardaccount.net
  • Rental car collision damage waiver protection and a host of extraordinary MasterCard® benefits

Fees

  • Other fees may be charged – these fees are listed on the downloadable application

Features

  • No annual fee
  • Competitive ongoing APR¹
  • 25-day interest-free grace period on all purchases – no grace period on cash advances
  • Individual and summary billing options

Benefits

  • 24-hour, toll-free, live customer assistance available at (800) 367-7576
  • Online account information available 24/7 at www.cardaccount.net

Fees

  • Other fees may be charged – these fees are listed on the downloadable application

Features

  • Earn one point for each dollar spent, up to 10,000 points per month.
  • Low annual fee of $49.00 per account
  • Competitive ongoing APR¹
  • 25-day interest-free grace period on all purchases – no grace period on cash advances
  • Individual billing option only

Benefits

  • Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
  • To view or redeem rewards points, visit www.mypreferredpoints.com or call (866) 678-5191.
  • 24-hour, toll-free, live customer assistance available at (800) 367-7576
  • Online account information available 24/7 at www.cardaccount.net
  • Rental car collision damage waiver protection and a host of extraordinary MasterCard® benefits

Fees

  • Other fees may be charged – these fees are listed on the downloadable application

Features

  • Earn one point for each dollar spent, up to 10,000 points per month.
  • Low annual fee of $49.00 per account
  • Competitive ongoing APR¹
  • 25-day interest-free grace period on all purchases – no grace period on cash advances Individual billing option only

Benefits

  • Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
  • To view or redeem rewards points, visit www.mypreferredpoints.com or call (866) 678-5191.
  • 24-hour, toll-free, live customer assistance available at (800) 367-7576 Online account information available 24/7 at www.cardaccount.net

Fees

  • Other fees may be charged – these fees are listed on the downloadable application

 

To Apply Now

  • Download the PDF application
  • Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a pen with blue or black ink.
  • Supporting documents vary depending on the type of business you have – see chart below
  • Fax your completed application to the Card Service Center at (877) 809-9162 or mail completed application to:
    Card Service Center
    P.O. Box 569120
    Dallas, Texas 75356-9120

¹ Please see application for information about current APR’s and fees

Supporting Documents for your Card Application
  Sole Proprietor Partnership Private Corporation Public Corporation Non-profit
Application * * * * *
Organizational Papers * * * * *
Borrowing Resolution * * * * *
Financial Statements   * * * *
Personal Guaranty * * *    
Personal Tax Return * * *    

¹ Please see application for information about current APR’s and fees

After the introductory rate, the Annual percentage Rate (APR) will vary based on changes in the Index, the Prime Rate (the base rate on corporate loans posted at least 70% of the ten largest U.S. banks) published in the wall Street Journal. The Index will be adjusted on the 25 th day of each month or the business day preceeding the 25 th day if that falls on a weekend or a holiday recognized by the Board of Governors of the Federal Reserve System. Changes in the Index will take effect beginning with the billing cycle in the month following a change in the Index. Increases or decreases in the Index will cause the APR and periodic rate to fluctuate, resulting in increased or decreased Interest Charges on the account. The account will never have an APR over 21%.

Online account access and management available at www.cardaccount.net

To view or redeem rewards points, visit: www.mypreferredpoints.com or call (866) 678-5191.

Fees for all card products:

  • Late Fee - $25.00
  • NSF Fee $25.00
  • Cash Advance and Balance Transfer – 3% of the cash advance or balance transfer amount, subject to a minimum fee of $10.00.
  • International Transaction Fee – 2% of the U.S. dollar amount of the transaction converted from foreign currency.

For further information, or current interest rates, please call or visit any of our four convenient locations.